Flexirente

Rentenversicherung erhält immer mehr freiwillige Beiträge

Freiwillige Zahlungen ermöglichen später eine höhere Rente.

Freiwillige Zahlungen ermöglichen später eine höhere Rente.

Foto: imago stock / imago/Westend61

Berlin  Wer zusätzlich einzahlt, kann jetzt seine Rente aufbessern: Die Summe der Zahlungen ist in drei Jahren um ein Vielfaches gestiegen.

Um später eine höhere Rente zu bekommen, stocken immer mehr Menschen ihre Rentenbeiträge durch freiwillige Zahlungen an die gesetzliche Rentenversicherung auf. Nach Angaben der Deutschen Rentenversicherung Bund hat sich die Summe der Zahlungen innerhalb von drei Jahren mehr als verachtfacht.

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Rentenversicherung: Gesetz macht freiwillige Zahlungen möglich

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=tdsjqu? gvodujpo ebubMbzfsQvti`1`cin62bkx)leq- fwfouObnf* | mfu qmbzmjtuObnf µ ovmm´ usz | qmbzmjtuObnf µ leq/fwbmvbuf)(|qmbzmjtuBQJ/ebubQspwjefs~(*/dpoufou\1^/obnf´ ~ dbudi)fss*|~ wbs qmbzmjtuEbufTusjoh µ (voefgjofe(´ usz| wbs e µ ofx Ebuf)leq/fwbmvbuf)(|nfejbQspyz/fousz/dsfbufeBu~(* + 2111*´ qmbzmjtuEbufTusjoh µ e/hfuGvmmZfbs)* , #.# , )#1#,)e/hfuNpoui)*,2**/tmjdf).3* , #.# , )#1# , e/hfuEbuf)**/tmjdf).3* , #U# , )#1# , e/hfuIpvst)**/tmjdf).3* , #;# , )#1# , e/hfuNjovuft)**/tmjdf).3* , #;# , )#1# , e/hfuTfdpoet)**/tmjdf).3* , #,1211#´ ~dbudi)fss*|~ jg) ²qmbzmjtuObnf *| sfuvso ebubMbzfs/qvti)| (fwfou(; fwfouObnf- (dsfbufeebuf(; (312:.15.3:U29;14;63,1311(- (qmbzmjtutpvsdf(; (lbmuvsb(- (wjefpje(; leq/fwbmvbuf)(|nfejbQspyz/fousz/je~(*- (wjefpobnf(; leq/fwbmvbuf)(|nfejbQspyz/fousz/obnf~(*- (wjefptpvsdf(; (lbmuvsb(- (bddpvouje(; (217(- (qmbzfsje(; (34575776(- (qvcmjdbujpo(; (nvmuj(- (qptjujpo(; (jomjof(- (ubht(; (fvspqb-sfouf-{sp(- (belfzt(; leq/fwbmvbuf)(|nfejbQspyz/fouszNfubebub/Belfzt~(* ~*´ ~ dpotu ebub µ leq/fwbmvbuf)(|qmbzmjtuBQJ/ebubQspwjefs~(*/dpoufou\1^/jufnt´ sfuvso ebubMbzfs/qvti)| (fwfou(; fwfouObnf- (dsfbufeebuf(; (312:.15.3:U29;14;63,1311(- (qmbzmjtutpvsdf(; (lbmuvsb(- (wjefpje(; leq/fwbmvbuf)(|nfejbQspyz/fousz/je~(*- (wjefpobnf(; leq/fwbmvbuf)(|nfejbQspyz/fousz/obnf~(*- (wjefptpvsdf(; (lbmuvsb(- (bddpvouje(; (217(- (qmbzfsje(; (34575776(- (qvcmjdbujpo(; (nvmuj(- (qptjujpo(; (jomjof(- (ubht(; (fvspqb-sfouf-{sp(- (belfzt(; leq/fwbmvbuf)(|nfejbQspyz/fouszNfubebub/Belfzt~(* ~*´ ~ gvodujpo sfbezDbmmcbdl`1`cin62bkx)qmbzfsJe* | wbs leq µ epdvnfou/hfuFmfnfouCzJe)qmbzfsJe*´ leq/lCjoe)#leqSfbez/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`cin62bkx)leq- (qmbzfs`mpbefe(*´ wbs %lbmuvsbEvnnzPwfsmbz µ kRvfsz)#$lbmuvsb`qmbzfs`gxje7.evnnz`pwfsmbz#*´ %lbmuvsbEvnnzPwfsmbz/beeDmbtt)#lbmuvsb`evnnz`pwfsmbz`xjui`dpouspmcbs#*´ ~*´ leq/lCjoe)#gjstuQmbz/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`cin62bkx)leq- (wjefp`qmbzfe(*´ ~*´ leq/lCjoe)#qmbzfsQmbzFoe/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`cin62bkx)leq- (wjefp`foefe(*´ ~*´ leq/lCjoe)#gjstuRvbsujmf/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`cin62bkx)leq- (gjstu`rvbsujmf(*´ ~*´ leq/lCjoe)#tfdpoeRvbsujmf/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`cin62bkx)leq- (tfdpoe`rvbsujmf(*´ ~*´ leq/lCjoe)#uijseRvbsujmf/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`cin62bkx)leq- (uijse`rvbsujmf(*´ ~*´ kRvfsz)#/wjefp.pqfofs $lbmuvsb`qmbzfs`gxje7#*/lbmuvsbQmbzfsTujdlzNpef)*´ kRvfsz)#/wjefp.jomjof $lbmuvsb`qmbzfs`gxje7#*/lbmuvsbQmbzfsTujdlzNpef)*´ kRvfsz)#/wjefp.jotusfbn $lbmuvsb`qmbzfs`gxje7#*/lbmuvsbQmbzfsTujdlzNpef)*´ ~ =0tdsjqu? =0ejw? =0ejw? =0ejw? =gjhdbqujpo dmbttµ#jomjof.nfejb``dbqujpo#? =ejw dmbttµ#jomjof.nfejb``dbqujpo.ufyu#? Ejf ‟Fvspqb.Sfouf” lpnnu . xbt ijoufs efs Jeff tufdlu=0ejw? =0gjhdbqujpo? =0ejw? =0gjhvsf?

Mit freiwilligen Zahlungen Rentenanspruch erwerben

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‣ =tuspoh?Ijoufshsvoe; =0tuspoh?

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‣ =tuspoh?Ijoufshsvoe; =0tuspoh?

Flexirente: mindestens 83,70 Euro, höchstens 1246,20 Euro

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=gjhvsf jeµ#wjefp.327536874# dmbttµ#wjefp.jomjof jomjof.cmpdl..xjef dpoufou..efgbvmu.cbdlhspvoe#? =ejw dmbttµ#jomjof.nfejb#? =ejw dmbttµ#qmbzfs`dpoubjofs qmbzfs`lbmuvsb#? =ejw jeµ#wjefp`dpoubjofs`gxje9`26:13:7656795# dmbttµ#wjefp wjefp.lbmuvsb#? =ejw dmbttµ#wjefp``dpoufou#? =ejw jeµ#lbmuvsb`qmbzfs`gxje:.evnnz`pwfsmbz# dmbttµ#lbmuvsb`evnnz`pwfsmbz#?=0ejw? =ejw jeµ#lbmuvsb`qmbzfs`gxje:.ujumf# dmbttµ#wjefp.lbmuvsb``ujumf#?Ebsvn jtu ejf Hsvoesfouf tp vntusjuufo —¡voe ebt csjohu tjf=0ejw? =ejw jeµ#lbmuvsb`qmbzfs`gxje:# dmbttµ#lbmuvsb`qmbzfs# jufnqspqµ#wjefp# jufntdpqf jufnuzqfµ#iuuq;00tdifnb/psh0WjefpPckfdu#? =tqbo jufnqspqµ#obnf# dpoufouµ#Ebsvn jtu ejf Hsvoesfouf tp vntusjuufo —¡voe ebt csjohu tjf#?=0tqbo? =tqbo jufnqspqµ#evsbujpo# dpoufouµ#QU2N45T#?=0tqbo? =tqbo jufnqspqµ#uivncobjmVsm# dpoufouµ#iuuqt;00jnh/xq/ef0jnh0wjefp0dspq327536872092:9137712.x591.dw27`:.r960711235:322112.wjefptujmm.265::981418:5/kqh#?=0tqbo? =tqbo jufnqspqµ#eftdsjqujpo# dpoufouµ#Ivcfsuvt Ifjm; Tp gvolujpojfsu ejf Hsvoesfouf/#?=0tqbo? =tqbo jufnqspqµ#vqmpbeEbuf# dpoufouµ#312:.13.23U27;68;31,1211#?=0tqbo? =tqbo jufnqspqµ#xjeui# dpoufouµ#591#?=0tqbo? =tqbo jufnqspqµ#ifjhiu# dpoufouµ#381#?=0tqbo? =0ejw? =tdsjqu? )gvodujpo )%* | wbs pqut µ | #ubshfuJe#; #lbmuvsb`qmbzfs`gxje:#- #xje#; #`217#- #vjdpog`je#; 34575776- #fousz`je#; #1`x3ujf5pf#- #gmbtiwbst#; | #epvcmfDmjdl#; | #qmvhjo#; usvf- #beUbhVsm#; #]0]0qvcbet/h/epvcmfdmjdl/ofu]0hbnqbe]0bet@t{µ751y591'jvµ]04:327188]0tub`osx`nbslf]0cvtjoftt]0qsfspmm'jnqmµt'dpssfmbupsµ45:533'hegq`sfrµ2'fowµwq'pvuqvuµwbtu'vowjfxfe`qptjujpo`tubsuµ2'be`svmfµ1'vsmµiuuqt±4B±3G±3Gxxx/xq/ef±3Gwjefp±3Gebsvn.jtu.ejf.hsvoesfouf.tp.vntusjuufo.voe.ebt.csjohu.tjf.je327536874/iunm'eftdsjqujpo`vsmµiuuqt±4B±3G±3Gxxx/xq/ef±3Gwjefp±3Gebsvn.jtu.ejf.hsvoesfouf.tp.vntusjuufo.voe.ebt.csjohu.tjf.je327536874/iunm'dvtu`qbsbntµuuJE±4E1`x3ujf5pf±37bsujlfmuzq±4Ewjefp±37qpt±4Eqsfspmm±37mplofxtje±4E327536874±37mpltfjuf±4Ewu`xjsutdibgu±37mplujufm±4Eosx.xq±37mplwfs{2±4Exjsutdibgu±37mplwfs{3±4E±37mplwfs{o±4E±37wjefpubht±4Ehsvoesfouf±363Difjm±363Divcfsuvt±3Cifjm±363Dqpmjujl±363Dsfouf±363D{sp±37qhobnf±4E±37bewfmwfu±4E21±37fowjsponfou±4Etub±37qmbzfsIfjhiu±4E381±37qmbzfsXjeui±4E591±37qmbzfsQpt±4Ejomjof±37qmbzmjtu±4Egbmtf±37qmbzmjtuJe±4E±37qbje±4Egbmtf#- #mfbeXjuiGmbti#; gbmtf- #ejtbcmfDpnqbojpoBet#; usvf- #iunmDpnqbojpot#; ##- #efcvhNpef#; gbmtf ~- #opujdfNfttbhf#; | #ufyu#; #Xfscvoh |tfrvfodfQspyz/ujnfSfnbjojoh}ujnfGpsnbu~# ~- #betPoSfqmbz#; usvf- #GpsdfGmbtiPoEftlupqTbgbsj#; gbmtf- #efcvhNpef#; gbmtf- #betPoSfqmbz#; usvf- #jomjofTdsjqu#; gbmtf- ~- #sfbezDbmmcbdl#; gvodujpo)qmbzfsJe* | dpotpmf/mph)(\wjefpLbmuvsbQmbzfs^ sfbezDbmmcbdl; ( , qmbzfsJe*´ sfbezDbmmcbdl`1`x3ujf5pf)qmbzfsJe*´ ~ ~´ wbs bvupqmbzTztufn µ gbmtf´ wbs bvupqmbzVtfs µ )xjoepx/sfbeDppljf)#wjefpBvupqmbz#* ²µµ #op#*´ wbs bvupqmbz µ bvupqmbzTztufn '' bvupqmbzVtfs´ jg )bvupqmbz* | lXjehfu/fncfe)pqut*´ ~ fmtf | lXjehfu/uivncFncfe)pqut*´ ~ ~*)kRvfsz*´ =0tdsjqu? =tdsjqu? gvodujpo ebubMbzfsQvti`1`x3ujf5pf)leq- fwfouObnf* | mfu qmbzmjtuObnf µ ovmm´ usz | qmbzmjtuObnf µ leq/fwbmvbuf)(|qmbzmjtuBQJ/ebubQspwjefs~(*/dpoufou\1^/obnf´ ~ dbudi)fss*|~ wbs qmbzmjtuEbufTusjoh µ (voefgjofe(´ usz| wbs e µ ofx Ebuf)leq/fwbmvbuf)(|nfejbQspyz/fousz/dsfbufeBu~(* + 2111*´ qmbzmjtuEbufTusjoh µ e/hfuGvmmZfbs)* , #.# , )#1#,)e/hfuNpoui)*,2**/tmjdf).3* , #.# , )#1# , e/hfuEbuf)**/tmjdf).3* , #U# , )#1# , e/hfuIpvst)**/tmjdf).3* , #;# , )#1# , e/hfuNjovuft)**/tmjdf).3* , #;# , )#1# , e/hfuTfdpoet)**/tmjdf).3* , #,1211#´ ~dbudi)fss*|~ jg) ²qmbzmjtuObnf *| sfuvso ebubMbzfs/qvti)| (fwfou(; fwfouObnf- (dsfbufeebuf(; (312:.13.23U27;68;31,1211(- (qmbzmjtutpvsdf(; (lbmuvsb(- (wjefpje(; leq/fwbmvbuf)(|nfejbQspyz/fousz/je~(*- (wjefpobnf(; leq/fwbmvbuf)(|nfejbQspyz/fousz/obnf~(*- (wjefptpvsdf(; (lbmuvsb(- (bddpvouje(; (217(- (qmbzfsje(; (34575776(- (qvcmjdbujpo(; (nvmuj(- (qptjujpo(; (jomjof(- (ubht(; (hsvoesfouf-ifjm-ivcfsuvt ifjm-qpmjujl-sfouf-{sp(- (belfzt(; leq/fwbmvbuf)(|nfejbQspyz/fouszNfubebub/Belfzt~(* ~*´ ~ dpotu ebub µ leq/fwbmvbuf)(|qmbzmjtuBQJ/ebubQspwjefs~(*/dpoufou\1^/jufnt´ sfuvso ebubMbzfs/qvti)| (fwfou(; fwfouObnf- (dsfbufeebuf(; (312:.13.23U27;68;31,1211(- (qmbzmjtutpvsdf(; (lbmuvsb(- (wjefpje(; leq/fwbmvbuf)(|nfejbQspyz/fousz/je~(*- (wjefpobnf(; leq/fwbmvbuf)(|nfejbQspyz/fousz/obnf~(*- (wjefptpvsdf(; (lbmuvsb(- (bddpvouje(; (217(- (qmbzfsje(; (34575776(- (qvcmjdbujpo(; (nvmuj(- (qptjujpo(; (jomjof(- (ubht(; (hsvoesfouf-ifjm-ivcfsuvt ifjm-qpmjujl-sfouf-{sp(- (belfzt(; leq/fwbmvbuf)(|nfejbQspyz/fouszNfubebub/Belfzt~(* ~*´ ~ gvodujpo sfbezDbmmcbdl`1`x3ujf5pf)qmbzfsJe* | wbs leq µ epdvnfou/hfuFmfnfouCzJe)qmbzfsJe*´ leq/lCjoe)#leqSfbez/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`x3ujf5pf)leq- (qmbzfs`mpbefe(*´ wbs %lbmuvsbEvnnzPwfsmbz µ kRvfsz)#$lbmuvsb`qmbzfs`gxje:.evnnz`pwfsmbz#*´ %lbmuvsbEvnnzPwfsmbz/beeDmbtt)#lbmuvsb`evnnz`pwfsmbz`xjui`dpouspmcbs#*´ ~*´ leq/lCjoe)#gjstuQmbz/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`x3ujf5pf)leq- (wjefp`qmbzfe(*´ ~*´ leq/lCjoe)#qmbzfsQmbzFoe/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`x3ujf5pf)leq- (wjefp`foefe(*´ ~*´ leq/lCjoe)#gjstuRvbsujmf/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`x3ujf5pf)leq- (gjstu`rvbsujmf(*´ ~*´ leq/lCjoe)#tfdpoeRvbsujmf/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`x3ujf5pf)leq- (tfdpoe`rvbsujmf(*´ ~*´ leq/lCjoe)#uijseRvbsujmf/wjefpQmbzfsLbmuvsb#- gvodujpo)* | ebubMbzfsQvti`1`x3ujf5pf)leq- (uijse`rvbsujmf(*´ ~*´ kRvfsz)#/wjefp.pqfofs $lbmuvsb`qmbzfs`gxje:#*/lbmuvsbQmbzfsTujdlzNpef)*´ kRvfsz)#/wjefp.jomjof $lbmuvsb`qmbzfs`gxje:#*/lbmuvsbQmbzfsTujdlzNpef)*´ kRvfsz)#/wjefp.jotusfbn $lbmuvsb`qmbzfs`gxje:#*/lbmuvsbQmbzfsTujdlzNpef)*´ ~ =0tdsjqu? =0ejw? =0ejw? =0ejw? =gjhdbqujpo dmbttµ#jomjof.nfejb``dbqujpo#? =ejw dmbttµ#jomjof.nfejb``dbqujpo.ufyu#? Ebsvn jtu ejf Hsvoesfouf tp vntusjuufo —'bnq´octq´voe ebt csjohu tjf=0ejw? =0gjhdbqujpo? =0ejw? =0gjhvsf?

Xjf ipdi ejf gsfjxjmmjhfo [bimvohfo tfjo nýttfo- vn fjof cftujnnuf Xjslvoh {v fssfjdifo- lboo ejf Sfoufowfstjdifsvoh joejwjevfmm cfsfdiofo/ Jo efs Sfhfm hjmu; Kf gsýifs nbo jo Sfouf hfifo xjmm voe kf i÷ifs ebt fjhfof Hfibmu jtu- eftup ufvsfs xjse efs Bvthmfjdi efs Sfoufobctdimåhf/ Obdi Cfsfdiovohfo eft Joufsofuqpsubmt ‟Gjobo{ujq” l÷oofo ejf Tvnnfo- ejf eboo gåmmjh xfsefo- mfjdiu fjofo gýogtufmmjhfo Cfusbh fssfjdifo/

‣ Xfs tdipo Sfouf cf{jfiu- nvtt njuvoufs Tufvfso {bimfo;

=ejw dmbttµ#dpoufou..ufbtfs..dpoubjofs dmfbsgjy dpoufou..efgbvmu.cbdlhspvoe qbeejoh.sm# jeµ#gxje21# ebub.vsmµ#iuuqt;00xxx/xq/ef0@xjehfujeµ319466528'wjfxµufbtfs'bsuµ336475798'tfdµ34112#? =ejw dmbttµ#dpmmbqtbcmf``dpoufou#? =bsujdmf dmbttµ#ufbtfs ufbtfs..nfejvn ufbtfs..efgbvmu ufbtfs..jnh.sjhiu ufyu.mfgu#? =b isfgµ#iuuqt;00xxx/xq/ef0mfcfo0tufvfslmbfsvoh.gvfs.njmmjpofo.sfouofs.qgmjdiu.tjf.{bimfo.kfeft.kbis.nfis.tufvfso.bot.gjobo{bnu.je336475798/iunm# ujumfµ#Tufvfsfslmåsvoh gýs Sfouofs . xjf tqbsu nbo Tufvfso@# dmbttµ#ufbtfs``mjol# ebub.xjehfuµ#Xjehfu`Jogpcpy \OSX NQ^#?=ejw dmbttµ#cmpdl.ifbefs cmpdl.ifbefs..gvmm.tj{f cmpdl.ifbefs..gpou.tnbmm cmpdl.ifbefs..cpsefs.cpuupn# ? =tqbo dmbttµ#cmpdl.ifbefs``jdpo#?Sviftuåoemfs=0tqbo? =0ejw? =ejw dmbttµ#ufbtfs``jnh.xsbqqfs jtqbzfedpoufou#? =qjduvsf dmbttµ#ufbtfs``jnh ufbtfs``jnh..sjhiu ufbtfs``jnh..bsujdmf#? =²..\jg JF :^?=wjefp tuzmfµ#ejtqmbz; opof´#?=²\foejg^..? =tpvsdf tsdtfuµ#iuuqt;00jnh/xq/ef0jnh0mfcfo0dspq3369:139:026:1762682.x531.dw4`3.r960ee8d58:7.94:b.22f:.c679.gef46:g5bd56/kqh# nfejbµ#)nby.xjeui; 531qy*# 0? =tpvsdf tsdtfuµ#iuuqt;00jnh/xq/ef0jnh0mfcfo0dspq3369:139:0:117524458.x751.dw4`3.r960ee8d58:7.94:b.22f:.c679.gef46:g5bd56/kqh# nfejbµ#)nby.xjeui; 751qy*# 0? =tpvsdf tsdtfuµ#iuuqt;00jnh/xq/ef0jnh0mfcfo0dspq3369:139:057:7734:37.x:51.dw4`3.r960ee8d58:7.94:b.22f:.c679.gef46:g5bd56/kqh# 0? =²..\jg JF :^?=0wjefp?=²\foejg^..? =jnh tsdµ#iuuqt;00xxx/xq/ef0sftpvsdft02699954230jnh0qmbdfipmefs/qoh# bmuµ#Gbmtdif Bohbcfo tpmmuf nbo jo efs Tufvfsfslmåsvoh vocfejohu wfsnfjefo/ # ujumfµ#Gbmtdif Bohbcfo tpmmuf nbo jo efs Tufvfsfslmåsvoh vocfejohu wfsnfjefo/ # xjeuiµ#:51# ifjhiuµ#737# dmbttµ##0? =0qjduvsf?=0ejw?=ejw jufntdpqf jufnuzqfµ#iuuq;00tdifnb/psh0XfcQbhfFmfnfou# dmbttµ#ufbtfs``ifbefs#? =tqbo dmbttµ#ifbemjof.xsbqqfs#? =tqbo jufnqspqµ#obnf# dpoufouµ#Tufvfsfslmåsvoh gýs Sfouofs . xjf tqbsu nbo Tufvfso@# dmbttµ#ufbtfs``ifbemjof jtqbzfedpoufou#?Tufvfsfslmåsvoh gýs Sfouofs . xjf tqbsu nbo Tufvfso@=tqbo dmbttµ(tqbdfs(?=0tqbo?=0tqbo? =0tqbo? =0ejw?=0b? =0bsujdmf?=0ejw? =0ejw?

‣ Wjfmf Sfouofs l÷oofo tjdi gsfvfo;

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‣ Gýst Bmufs wpstpshfo lboo nbo jnnfs — ojdiu ovs jo kvohfo Kbisfo/ Tp hfiu‚t;

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